Michael - We closed on the house yesterday afternoon. I just wanted to extend our many thanks for your assistance and patience with us through the process.  Working with you was one of the bright spots of getting into the new home!

Thank you!

Neil and Robyn W

We wanted to leave a shining review for Mark Leach. Mark had worked with us all the way from this past summer to when we finally closed on a house in February. He not only gave advice and suggestions to get approved for a mortgage, but he was a well of knowledge about the industry and his help became a beneficial educational experience! We got a great rate for a home in Spencerport; one we wouldn't have thought we were approved for if not for Mark's in-depth help and guidance through how the approval process works (as well as giving us estimates to work off of!).

Once again, thank you Mark!

Brandon and Lindsey V

Hello Michael.

Working with many different lenders, I am here to let you know that your service is exceptional. 

Thank you. 

Amy K
(Syracuse, NY Licensed R.E. Sales)

Mark Leach of Tier One Mortgage was a recommendation of the seller of a property we were interested in buying. Mark was a pleasant and unexpected surprise. As an older self-employed person interested in only. VA mortgage while buying a home without the use of a realtor, Mark made the process from start to closing incredibly easy. Every aspect and every detail was addressed with amazing speed, affordability and ease.  Based upon our experience of buying what we can consider our dream home, without reservation, we recommend Mark Leach to anyone looking for financing.

Bob Scott

Mark Leach is skilled, knowledgeable, and effective.  He’s also friendly, likable, and accommodating.  Julie Smith, the most successful real estate agent in the Conesus Lake area, referred me to him, and I now understand why.  I’ve had experience with other mortgage brokers, but Mark has been the best.  I’ve done two mortgages with him.  Both were difficult to get done, but Mark persisted and even landed excellent rates for me.  I give him my highest recommendation.

Dennis Bradford

I am so glad to have found and used Mark's services on several occasions. I tried using 'local' banks and credit unions, however Mark was able to find great financing options for me across the country. I would encourage people that are buying a house, or refinancing, to give Mark a call. Don't use those quick mortgage scams that you see on TV. Mark has the knowledge and confidence to make things happen!

Alan Fielder

Mark always provided our family with great service and showcased great knowledge of the business each time we spoke.  He advocated for us and did everything in his ability to make our dreams come true. Awesome service and highly recommended. Satisfied customers!

Arielle Rush

Mark did a great job finding the best mortgage option for us. He was there for every question my wife or myself had. He is knows his stuff! When the buyer for my property had trouble with the "big" bank Mark was able to get them through the process as well there isn't a better way to go than through Mark Leach.

Matt Norgaard

Mark truly did get my transaction wrapped up a couple weeks ahead of any other brokers projected closing date and saved me about $2,000.  He did most of the work getting in contact with my realtor, insurance agent, and attorney along with dealing with the realtor and attorney of the seller which made the whole process quite a bit easier for me.  Especially with my very busy work schedule.  I will definitely recommend Mark Leach to anyone that is looking for a broker.

Andrew Breslawski

We were first time homebuyers and our realtor recommended us to Mark.  It was a great experience from the first phone call to our closing.  Mark guided us on exactly what we had to do in order to get our initial pre-approval.  He asked what our goals and plans were, and helped us achieve them comfortably, instead of just trying to get us approved for the highest priced property possible like the big banks do. Mark was also very accommodating to our hectic schedule, and made the paperwork part as easy as possible.  We have already recommended his services to several people, and will continue to do so!

Nick Snyder

I’ve been working with Mark Leach for a year to fix my credit and get approved while owning a business. He told me what I needed to do and it worked! I would definitely recommend him to friends and family.

Karl Toczek

Mark is always on top of every step of the transaction.  He gets right back to me always and immediately.  He is smart and efficient.  My clients are always very pleased with him and grateful to him for the service he provides.

Julie Smith Re/Max

Mark was able to answer my questions about everything as a first time home buyer. He saved me money and made the process easy.

Amanda Gee

Thank you Mark for all your help with the process!! Excellent service and answered all questions along the way!

David Reichhart

Mark Leach - Incredible partner! I've worked with Mark on two transactions - buying a new home and refinancing an existing investment property loan. Mark is fast, efficient, and incredibly knowledgeable. I have complete confidence in the rates and terms that he finds, and he stays on top of the entire process through resolution, and provides great follow-up and assistance after the transaction. I would highly recommend Mark as a partner.

Tyler Stewart

Mark was great to work with. He explained the mortgage process and guided us threw a quick closing. He handled all the paperwork from start to finish himself. We would recommend him to anyone looking for a professional who knows his business.

James Sheets

We used Mark when he was referred to us. We met and got the paperwork done quickly and we never had any problems. Very nice guy who knows his field! Thanks Mark Leach!

Amanda Gee

Mark - you were outstanding with the service you provided to us! You made sure to keep the loan process moving along and were quick to react to any issues we encountered. We were truly impressed by your response time whenever we had any questions that needed to be answered. You are a true professional - Thanks Mark!

Mark & Bette Kwiatkowski

Mark was very easy to work with. He was always available when I had questions and made sure I understood what was going on throughout the whole process.

Brittney Best

Mark helped me with my first home in 2012 and again in 2017 with my new family home. i do not plan on moving anytime soon but if I were to move Mark Leach will be the first person I call.

Eric Kirby

Excellent service kept me informed and put me at ease. Was correct about dates and easy online signing hardly any paperwork to sign. Was available when i called no run around.

Karen Reome

Mark at Tier One Mortgage was recommended to us by our Realtor. After the initial call I was very impressed with how quickly and accurately we were able to obtain all the necessary information to make an informed decision. Mark went through all the different loan options along with their benefits and disadvantages and recommended the one he saw as the best fit for our purchase. I have a pretty hectic work schedule and Mark was able to work around it and we did most everything via e-mail and electronic signature. This was the most enjoyable and stress free loan process I have gone through to date. Anyone looking for an honest stress free loan application process should go see Mark at Tier-One Mortgage!

Derrick Wolfe

Mark pushed my mortgage threw on short notice, and 1 year later he helped with a refinancing. Very happy with all he has done, for and other family members.

Shane Cochran

Mark was very quick to answer questions and help me throughout the whole process. I would absolutely recommend Mark to anyone buying a home. Thank you, Mark.

Pam Barchet

Mark is awesome! He was extremely upfront with us in regards to what we should expect, what we needed to do and what he could do. He was extremely helpful anytime I had a question. He was able to get our loan approved before the closing. Mainly because of the effort we both put in. I’d recommend Mark to any of my friends.

Holly Howe

Mark helped me refinance several years ago. He made it painless, shopped for THE lowest rate around, assisted with every step of the transaction and communication/customer service was excellent. I used him a second time to purchase my next home years later. This time I experienced the same level of excellent customer service. He coached me on how to handle an error on my credit report quickly. I got the lowest rate and closing costs and surprised even the realtor with how fast he got the mortgage loan processed and approved, and lawyers to set closing date. All seamless. Much more personal and attentive than a bank in my opinion.

Colleen Cieslinski

Mark has a thorough knowledge of the ins and outs of the mortgage business including insights into interest rate trends, local market conditions and the relative strengths of a wide assortment of lending institutions. He kept us thoroughly apprised of all steps in the process and provided accurate and timely information about locking rates, etc. in order to acquire the best possible terms for our mortgage.

Gerald Bucklin

Mark Leach is professional, prompt, loyal, and eager to help. Mark provided the best options for me. Closing was smooth, on time, and not too costly.

Anne Patterson

I am very happy with the way Mark Leach assisted me in refinancing my home. He took the time to listen to what I needed and wanted and helped me to find a program that fit my needs. I can’t say enough positive things about Mark. Very professional and courteous.

Chris V.

Mark helped me purchase my first home. He didn't just tell me about the process, he taught me all there was to know about buying a home. I have recommended Mark three times already and I just bought my home in late September!

Sabrina Shortino

He handled everything. Mark was very professional and knowledgeable throughout my home-buying process. Considering how complicated my personal finance situation was, Mark didn't waiver one bit and got the job done.

Jay Clifford

Hi Michael.

We would like to thank you for getting our mortgage.  Of the three houses that Mike and I have purchased in our lifetime, This has been the easiest and least stressful of them all.  Because you made sure that everything was right before sending it to the lender, we were able to get a mortgage fast and closed on time. You took the time to explain everything to us, and it was the first time that we understood how the process worked.

If we refinance or buy another home, I would want you to be our mortgage consultant again. We would recommend you to anyone.

Thanks again.


Peggy and Mike

Mike, I want to thank you for all of your hard work and advice in helping us get a mortgage.  It's because of you that we are able to fulfill our dream. You truly have a gift.  God bless you and your family!



Charlene C.

Mark was great and always got back to me in a timely fashion. He understood my situation and budget as well as my goals while buying a house. He also knew the answers to my questions and if he didn't for some reason he always got them for me quickly.

R Crowder

"I've used Mark Leach twice, for two different mortgages. Mark is very responsive and helpful. I would use his services again and again! Great experience!"

Alan F.

"Mark handled everything. Mark was very professional and knowledgeable throughout my home-buying process. Considering how complicated my personal finance situation was, Mark didn't waiver one bit and got the job done." 

J. Clifford



"Mark helped us pick the right mortgage product for our finances that saved us money over all. It allowed us to pay off higher interest credit by putting less money down on the home saving a net of three hundred dollars a month. I didn't even know that it was an option."
J. Bolland

“Mike just wanted to drop you an email to show my thanks for all your help. I truly would have given up on my own you made this process easy and somewhat enjoyable. Your company is truly one of the better things going. I hope that I may get another chance down the road to use you when I may want to buy again. Mike again thanks for all your hard work it was greatly appreciated."


Matthew Q.


"The last 16 months have been great! The house is amazing and all thanks to you!! Our oldest just started kindergarten right here in Greece and loves it. The school is only 4 blocks away. And our 2 year old is loving riding his bike everywhere. (with us of course!)" 
Again, words cannot express the gratitude we have for you. I am sure your ears are constantly ringing since every chance I get I am referring you and your services! "

Our Best,

Katrina, Matt, Taylor and Trevor!


"Hello Michael. We are very much satisfied with your service. We will always refer people to you. It was a pleasure doing business with you. Thank you!"

Greg and Inna


"Thank you very much for helping us get our mortgage approved so quickly. With the foreclosure situation we had to act fast and would not have been able to do it without your assistance. We closed on the house and are very excited. We will be recommending your name to our friends as they buy houses."

Thanks again,

Caitlin and Dave


"Michael is a uncompromised expert in his field. I have relied on mortgage people over 35 years and consider him one of the best. He is exceptionally punctual at returning calls (important in my field), has the resourses at his finger tips that most Bankers would dream of having, he has experience and a deep and detailed knowledge of his profession and continually comes up with creative ways to mortgage properties, he always keeps me in the loop, and most of all ... satisfies my clients. Have you got someone on your team that makes you look good too ... Try Michael!"

Cathy B


"Michael Catalino of Tier One Mortgage is the only person that you want handling your mortgage financing needs !!!!! I have worked "with" Michael and "for" Michael during my time in the mortgage industry and have found him to be one of the most knowledgeable and organized people "on the planet" !!!! And... If you're a lacrosse fan, please feel free to ask Michael about anything that has to do with the sport.... He is one of the most respected lacrosse officials in the area and his sons have achieved great success in college playing for the top lacrosse programs in the country.... Call Michael for your mortgage (or lacrosse ) needs !!!!!"

Paul A

"Thanks for all your wonderful help! You made this process feel seemless."

Adrienne S


"I just want to thank you for the quick, smooth and awesome job your did on the loan for my client. You really did one unbelievable job in the short time that you had in light of the fact that it was a VA loan! and rather eventless on the realtor's side of things to boot! I really appreciate it.

You really did a stellar job! I just conveyed all of the same to my seller, so thanks again with all of my most sincere appreciation."

Carole S

"Mike Catalino at Tier One Mortgage eliminated the red tape other financiers wrapped their mortgages with. Not only were the rates the same as any bargain basement lender we found on the Internet, Mike provided sound advice to save us money whenever he could throughout the mortgage process. Dealing with a person face to face set my wife and I at ease; when other lenders hide behind their convoluted telephone trees and voice-mail boxes, Mike was there at any hour whenever I had a question. Many lenders who only deal in conventional mortgages are either intimidated by or inexperienced with VA loans, Mike never hesitated and plowed through the loan process in less than 30 days; other telephone lenders would not even project a closing date within 45. On our closing day we encountered an unforeseen hiccup (not unusual), Mike sick at home immediately rectified the situation without the need to reschedule. The bottom line is, me, my wife and our two daughters would not have a home right now without Mike and Tier One Mortgage. VA, Conventional, FHA, if anyone asks me who I would recommend for a Mortgage, Mike is who I will send them to. Thanks Mike"

Andrew: Webster, NY (Former US Marine)

"You made it possible for me when I was ready to give up. We can't thank you enough for everything you have done"

Tom, Rachael, and Lianah

"I highly recommend Mike Catalino for any of your mortgage needs! My husband and I were given his name for a refinance. Mike was efficient, honest, and considerate of our time. The ease of sending and receiving documents through the website made the paperwork trail an easy one. I was able to readily communicate with Mike through the website, personal email, or his cell phone for any questions that arose. I am so impressed with his level of service and professionalism. I especially appreciated that Mike came to the closing just to shake our hands and say “Thank you”.

Mike and Jennifer: Penn Yan, NY 

"Mike, just wanted to say thank you for your services and we'll be in touch. You were a tremendous help."

Jason: Rochester, NY

"Mike, just wanted to take a minute to tell you as a busy real estate broker I have to tell you how much I LOVE getting the emails that give updates along the mortgage process.  It takes the guess work out of where our clients files are in the transaction.  You are the only company to my knowledge that uses this automated system." 

Thanks for your diligence to your clients needs

Donna: One of Rochester, NY's Top Real Estate Agents

"Thank you for helping me and my family to have a home. You went above and beyond to help me and I will never forget all you did. Thank you from me and my family."

Joel: Rochester, NY

"Mark helped me find my way through a maze of government red tape when I wanted to sell my home. When I started house hunting and put my home up for sale I realized that I had a very unique mortgage that no realtor or realtors office could figure out how much I still owed on it. It consisted of a formula of interest rates, time, etc. Mark took on my problem without batting an eyelash and although I did not buy a new home or sell my current one, I was able to re-finance with his help and knowledge. I recommend Mark to anyone who is looking to find someone to help them understand all the ins and outs of mortgages. He really is the best. I consider him someone I can call whenever I have a question and I will certainly use his experience when I do decide to purchase a new home."

Anne D.



"I would strongly recommend Mark Leach. When I came to him, my husband and I were looking to purchase our first home which was very overwhelming. He made the process very easy to understand. I remember thinking how patient and knowledgeable he was throughout the process. He was also very easy to get a hold of and quick to respond to our questions."

Marie C.


"Mark was great to work with, start to finish. He helped me refinance my home and it was a great experience. He made it easy for me to understand and complete all of the needed information. I highly recommend that anyone looking to get a mortgage for a new home or refinance an existing home should contact Mark Leach."

Kevin B.


“Mark is great. He is very knowledgeable, can calculate rates and such quickly while being accurate. He gets the right contacts involved to make the process easy and done quickly. We refinanced within a couple of weeks....it was great!! Definitely worth using him in the future and have given his name to a couple of friends who have had success as well."

Jeanette & Rob S.


"We have worked with Mark on several different occasions. Once for the closing on our home and another time while refinancing for our cottage to take advantage of the low mortgage rates. Mark is extremely responsive and knowledgeable about the financial industry, rates, trends, closing procedures and refinancing processes. I believe that a referral is the best compliment you can give to someone and with this said I would highly recommend Mark Leach to my family and friends."

Renee D.


"Mark was fantastic. We were looking to refinance our home to get to a 15 year loan with as little increase in our monthly payment as possible. Mark made that happen. When we had to show up to our closing with three kids under the age of 5, Mark didn't flinch. We are thrilled at the prospect of being mortgage free within a tangible time frame. We also remain impressed with Mark's flexibility to our family's needs and willingness to go the extra mile to secure the loan we needed."

Brianne B.

Did an excellent job keeping in touch through the whole home buying experience. Whenever there was any questions responded very quickly. Very knowledgeable of all the different programs that were available to meet my needs.

Scott R.